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Almost all employers in Illinois, including companies with both full-time and part-time employees, must carry workers’ compensation coverage. While the Workers’ Compensation Act broadly protects employers from most claims of negligence for work-related accidents, you are entitled to workers’ compensation benefits if you are injured on the job.
After sustaining an injury at work, it is important to seek medical attention immediately and report the injury. Then, you should contact a Chicago workers’ compensation lawyer who can speak both English and Spanish.
A personal injury attorney who is experienced in this area of law can advocate for you, negotiate a fair settlement, and handle appeals if necessary. We also evaluate whether you may be entitled to file a negligence claim against a third party other than your employer if their actions contributed to your injuries.
If you suffer an injury on the job, you should be eligible to receive workers’ compensation benefits. Job-related injuries can include:
Injuries are considered work-related if they were caused or worsened by an event or exposure in the work environment, aggravated a pre-existing condition, or arose in the course of employment. Conversely, injuries that occur outside of work, that are sustained while violating company policy, or that result from a worker’s reckless or intentional behavior are generally not covered by workers’ compensation benefits.
Illinois workers’ compensation laws require employers to provide insurance to most employees who are injured at work. The law protects employees by ensuring they receive medical treatment, lost wages, and other benefits. Most employers buy workers’ compensation insurance, but some can self-insure.
Sole proprietors, business partners, and corporate officers may be exempt from these requirements. If you have questions about your right to file a workers’ compensation claim, a Chicago attorney can provide guidance on your situation.
An injured employee must report the injury to their employer within 45 days. If the injury developed gradually, the employee has 90 days to report it. However, the 45-day deadline applies to most claims. If you delay reporting the injury to your employer within that time frame, you could risk losing out on benefits. Benefits can include:
Benefits for serious or permanent disfigurement, as well as death benefits, can be achievable under most workers’ compensation insurance plans. A workers’ compensation lawyer can help injured Chicago workers recover benefits and compensation.
An attorney can gather information about the incident and document everything to ensure a detailed claim for benefits. They can also help ensure the injured worker sees a medical care provider, argue against claim denial, guide the injured worker through the legal process, and offer representation at any required hearings.
Workers’ compensation is a no-fault system, and you usually cannot sue your employer for work-related injuries. However, if a third party such as a subcontractor contributed to your accident and injury, you may have grounds to file a personal injury claim seeking financial damages.
If you need guidance navigating the workers’ compensation process, or your employer is claiming your injury did not occur at work, or your claim has been denied, you should consult with a Chicago workers’ compensation lawyer who can effectively navigate the system.
Schlack & Bassmaji can work diligently on your behalf so you are adequately compensated, coordinate with your medical providers, and ensure that proper treatment is covered. Our bilingual staff are proud to serve both English and Spanish-speaking clients, and are ready to assist with your legal needs. Contact us to receive your free case consultation.